Mortgage Info

Mortgage calculators are a great tool to help you think through how much you can afford, but it's important to note that many do not account for things like property taxes, mello roos, special assessments, PMI (private mortgage insurance), MMI (mutual mortgage insurance), MIP (mortgage insurance premium), homeowners/fire insurance, or other things in the industry like HERO program loans. These are just some of things that may be rolled into your monthly mortgage payment, so call Vance and Mary today for help determining which of these apply to you, and to get a better picture of what your payment will be!

Thinking about talking to a lender?

Here is a list of the items you'll need to gather:

1. Driver’s License and Social Security Card

2. Last two years complete Federal Tax Returns (Federal only needed)

3. Last two years W-2s or 1099s

4. Most recent month of pay stubs

5. Most recent 2 months of bank statements (including checking, savings, 401k, Annuity, etc.) with all pages of the statement.

6. Last two years of Complete Federal Corporate Tax Returns (if applicable)

7. Last two years of K-1 Tax Forms (if applicable)

Reach Out

Real Estate Broker
Vance Nordine
President, Broker, CEO

BRE Lic. #00786474, #0152435

Real Estate Agent
Mary Nordine Hale
Office Manager

Licensed assistant to Vance Nordine

BRE Lic. #01962661